An army of AI agents for advice firms.

Let Covalent do your admin and compliance work — so you can serve 2–3× more clients without 2–3× the workload.

Automate follow-ups & emails

Auto-file documents

Standardized file-notes

AI Assistant

Always ready to help

Online

What did John mention about his super last week?

10:32 AM

From last week’s meeting: John wants to consolidate his super and lower fees, and is open to an indexed option.

10:32 AM✓

Suggested next steps: • Book a quick review • Compare HostPlus vs AustralianSuper fees • Send a short recap email

10:33 AM✓

Reply email draft: Hi John — quick recap from last week: you’re keen to consolidate your super and reduce fees. I’ll share a simple comparison and next steps. Would Tuesday 11am suit for a 15‑min review? — Thanks

10:33 AM✓

Why It Matters

Transform your practice with intelligent automation

Win back hours

From email, filing, and note-taking

Serve more clients

Without adding headcount

Reduce errors

With automated checks and processes

Across All Communications

Covalent sits across your email, calendar, meetings, and more, so that you can focus on giving great advice.

One-click recording & transcription

Record from any device, and get reliable transcriptions from the most accurate AI on the market

Recording Session

Annual Review - Sarah Thompson

04:05

Transcript

2 speakers detected

Adviser

Let's review your portfolio performance over the last quarter...

Client

Yes, I've been wondering about the international exposure...

Adviser

Good question. Your current allocation is 15% international...

Auto-saving to client folderCompliance check: Passed

Intelligent meeting prep

Have a dossier of your client + an agenda ready for every meeting

Meeting Agenda

Sarah Thompson - Annual Review

Client Summary

Portfolio Value

$1.2M

+12%

Risk Profile

Balanced

Last Review

6 months ago

Discussion Points

50 min total

Portfolio Performance Review

15 minhigh priority

Insurance Coverage Update

10 minmedium priority

Super Consolidation Discussion

10 minmedium priority

Estate Planning Review

5 minlow priority

Q&A and Next Steps

10 minlow priority

Compliance Note

Best Interest Duty documentation required for portfolio changes

2/5 items completedAuto-updating from CRM

Automatic follow-ups

Covalent makes sure nothing slips through the cracks and chases up on clients for you

Follow-up Detection

Auto-detected from meetings

Sarah Thompson

Send insurance quote comparison

2 days overdueFrom: Annual Review - Jan 8

Michael Chen

Review super consolidation options

Due tomorrowFrom: Strategy Session - Jan 5

Emma Wilson

Tax planning documents sent

CompletedFrom: Tax Planning - Jan 3

Automatically detected from 12 meetings this week

Auto-generated file-notes

Have perfectly formatted file-notes ready, in exactly the format you want

File Note

Auto-generated from meeting

Annual ReviewHigh PriorityCompliance Checked

Client:Sarah Thompson

Date:Jan 10, 2025

File ID:FN-2025-0142

Meeting Summary

Annual review completed. Discussed portfolio rebalancing, insurance review, and retirement planning updates.

Key Decisions

Increase growth allocation to 75%
Add income protection insurance
Consolidate super accounts

Action Items

Prepare updated SOA by Jan 15
Schedule insurance broker meeting
Send super consolidation forms

⚠️ Important: Client requested follow-up on international investment options

✓ Saved to CRMReady to export

AI dialler

Coming Soon

Collect information as an authorised representative

AI Dialler

Authorised representative calls

AMP Super•

for Sarah Thompson

Account balance inquiry

Balance retrieved: $245,890•Duration: 3:45

Commonwealth Bank•

for Michael Chen

Term deposit rates

Calling...•Duration: 1:23

ATO•

for Emma Wilson

Tax return status

Next in queue

3 calls queued • 12 completed today

Document and filing consistency with no extra effort.

Documents handled end-to-end: checks, naming, and filing.

Automatic document checks

Spot missing pages, signatures, and mismatches instantly

Hands-free filing

Ingest, name, and file documents to your structure

Keep client info up to date

Coming Soon

From notes, emails, and transcripts

Structured outputs

Push into your systems and workflows

Coming Soon

Compliance Guard

Every interaction checked against your compliance guardrails in real time.

Compliance Guard

Real-time compliance monitoring

Active

100%

SOA Completeness

Verified

Best Interest Duty

Review needed

Fee Disclosure

Clear

Conflict Check

Audit Trail

File-note created• J. Smith

Auto2 min ago

Document filed• M. Lee

Auto15 min ago

Compliance check• S. Brown

1 hour ago

98% compliance rate this month147 automatic checks completed

Coming Soon

Workflows & Operating Procedures

Upload your operating procedures; the AI makes sure steps are followed.

Upload your operating procedures

The AI makes sure steps are followed

Agents carry out menial tasks

Filing, chasing docs, drafting emails - so advisers focus on advice

Dispatch multi-touch tasks

Track progress across channels

Workflow automation

Have tasks managed, automated, and executed by Covalent

Agent Workflows

3 tasks requiring approval

Auto-mode: ON

Document Processornormal

File SOA to client folder

Client: Michael Chen•Completed

Email Assistanthigh

Send follow-up with action items

Client: Emma Wilson•65% complete

Call Handlermedium

Schedule review meeting

Client: Sarah Thompson•Awaiting approval

12 approved today3 in progress2 pending

Enterprise-Grade Security

Your data protection is our highest priority

Security First

We take your security very seriously

Australian Data Sovereignty

All data is stored in Australia

Military-Grade Protection

Data encrypted in transit and at rest with military-grade encryption

Integrated Where You Work

Email, calendar, storage, CRM, and advice software — connected so agents work across your stack.

Gmail

Outlook

Microsoft Calendar

Calendar

Google Calendar

Calendar

OneDrive

Storage

SharePoint

Storage

Google Drive

Storage

Coming Soon

Xplan

Advice

Coming Soon

Plutosoft

Advice

Coming Soon

AdviserLogic

Advice

Coming Soon

Ready to transform your practice?

See agents automate your follow-ups, documents, and notes - from day one.